Products & Services

Choosing trucking insurance from Elite 4 Truck Insurance Services, Inc. means choosing from a wide-range of coverage that protects you, your equipment and your truck. Select from options including Auto Liability and Motor Truck Cargo, General Liability and Physical Damage, Roadside Assistance and many more. If you are interested in a coverage not listed here, please do not hesitate to contact us 24/7 via email at or give us a call today (909) 218-8944.

Coverage Types

Auto Liability

Auto Liability pays for bodily injury and property damage to the driver I passengers of the other vehicle. Auto Liability policies can be written to best suit your company’s needs. Examples of the types of liability coverage we can provide are scheduled auto, gross receipts or gross mileage. The coverage can be written in a package or monoline.

Physical Damage

Physical Damage covers your truck and trailer. It is referred to as comprehensive and collision coverage or sometimes specified perils. Most insurance companies ask for a “stated value” of what your truck and trailer are worth.

MOTOR Truck Cargo

Cargo Insurance covers the property being transported by the trucker. Coverage and limits vary based on the type of commodity being hauled and the value necessary to cover the load. We can discuss your needs in order to offer you the best company for the most competitive price.

General Liability

General Liability is coverage for an insured not related to driving the truck, but when negligent acts or omissions result in bodily injury or property damage on the premise of a business or yard. Trucker’s general liability would cover the premise and follow the trucker wherever they travel.

Trailer Interchange

Trailer Interchange is physical damage insurance on trailers that a truck is pulling, or is under the control of that trucking company, and that is not owned or leased for the restricted use of the trucking company. The coverage does apply as comprehensive (fire, theft, etc.) and collision overturn and colliding with an object to a trailer pulled by a trucking company under an agreement (i.e. non-owned trailer.)

Non-Owned & Hired Auto Coverage

Non-Owned & Hired auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees).

Warehouse Legal Liability

Warehouse Legal Liability insurance provides specialized coverage for the insurable exposures of public and commercial distribution warehouses and logistics companies.

Workers Compensation

Workers Compensation is required of employers. It provides compensation for employees who are injured at work and grants benefits to dependents of workers who are killed in the course of their employment. Elite is also capable of providing Occupational Accident Insurance for 1099 Employees.

Roadside Assistance

We now offer Roadside Assistance coverage for truck and trailer breakdown. For just $399 per year this nationwide program offers unlimited roadside assistance; towing up to 50 miles per disablement; gas, oil, and fluid delivery; flat tire change coverage; vehicle winching/extricating; navigational assistance, concierge service; and lockout/key replacement services. It’s quick and easy to sign up. Just give us a call and we can get your coverage started.

Brokers Bonds

Surety Bonds – three party agreements in which the issuer of the bond (the surety) joins with the second party (the principal/contractor) in guaranteeing to the third party (the obligee) the fulfillment of an obligation on the part of the principal

Performance Bonds – Guarantees the contractor will complete the project per the terms of the contract

License and Permit Bonds – required by State and local officials (to engage by a certain business)


  • Contact your agent 24/7
  • Competitive quotes
  • Customized coverage
  • Unlimited towing
  • Personal property coverage
  • Coverage for tarps, chains, and binders
  • In-cab electronic equipment coverage
  • Rental reimbursement coverage
  • Down time coverage
  • Combined deductible
  • $1,000 reefer breakdown deductible
  • 10 minute certificates
  • ACH and check by fax/phone
  • All major credit cards accepted
  • Financing options available
  • Spanish speaking agents ready to help


Coast to Coast Coverage

We cover where you deliver. Our comprehensive benefits extend nationwide, so no matter where you are, you never have to worry about your insurance.


Coast to Coast Coverage